Most small business owners in Ontario are underinsured β and don't find out until they file a claim. One lawsuit from a client or customer can end your business. Let's make sure you're properly covered.
From contractors to consultants β every business has unique coverage needs. We know the difference.
A customer slips in your store. A client claims your work caused damage. Without the right GL coverage, you're personally on the hook.
Consultants, designers, and service providers need errors & omissions coverage. Your general policy almost certainly doesn't include it.
Running a business from home? Your home insurance explicitly excludes business activity. You need a separate commercial rider or policy.
Using your personal vehicle for business deliveries or client visits? Your personal auto policy likely has a commercial exclusion clause.
Tell us about your business and we'll identify any gaps and find the right coverage. No jargon, no pressure.