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Small Business Insurance Specialists

Is Your Business Insurance Actually Covering Your Business?

Most small business owners in Ontario are underinsured β€” and don't find out until they file a claim. One lawsuit from a client or customer can end your business. Let's make sure you're properly covered.

We Cover All Types of Ontario Small Businesses

From contractors to consultants β€” every business has unique coverage needs. We know the difference.

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Contractors
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Restaurants
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Retail
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Cleaning
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Consultants
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Home-Based
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General Liability Gaps

A customer slips in your store. A client claims your work caused damage. Without the right GL coverage, you're personally on the hook.

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Professional Liability (E&O)

Consultants, designers, and service providers need errors & omissions coverage. Your general policy almost certainly doesn't include it.

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Home-Based Business Exclusions

Running a business from home? Your home insurance explicitly excludes business activity. You need a separate commercial rider or policy.

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Commercial Vehicle Use

Using your personal vehicle for business deliveries or client visits? Your personal auto policy likely has a commercial exclusion clause.

Get Your Free Business Coverage Review

Tell us about your business and we'll identify any gaps and find the right coverage. No jargon, no pressure.

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RIBO LicensedOntario Regulated
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All-Risks InsuranceLicensed Brokerage
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Free ConsultationNo obligation
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All of OntarioWe serve everywhere
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Same-Day ResponseFast turnaround
Licensed Insurance Broker  |  Working under All-Risks Insurance  |  Ontario Regulated β€” RIBO Licensed  |  Serving all of Ontario