Whether you have a high-risk driving record, a shocking renewal increase, or a business that needs proper coverage — PolicyRescue finds you options the standard Ontario insurance market doesn't offer. Get free car insurance quotes from a RIBO-licensed Ontario insurance broker near me — or anywhere in Ontario. We serve clients province-wide by phone and email. No obligation. Same-day response.
We specialize in the insurance situations that standard brokers struggle with. Click below to go to your dedicated page.
DUI car insurance Ontario, tickets, at-fault accidents, or cancellations — we find high risk car insurance Ontario drivers can actually afford. We access non-standard markets most brokers don't. No judgment. Real options from the non-standard market.
Get High-Risk CoverageCar insurance renewal increase with no changes to your record? You don't have to accept it. We compare auto insurance quotes Ontario-wide and find you better rates — free.
Compare My RenewalUber driver insurance Ontario, DoorDash, Lyft, or Amazon Flex — a regular car insurance policy won't cover you while the app is on. We get gig workers properly insured fast.
Get Gig Driver CoverageG1 driver insurance Ontario, G2 car insurance, newcomers, or parents adding a teen — we find the cheapest car insurance Ontario new drivers can qualify for.
Get New Driver QuoteCommercial insurance Ontario for contractors, restaurants, retailers, cleaners, and consultants. Liability insurance, professional indemnity, and more — is your business policy actually covering you?
Review Business CoverageBilingual guide to Ontario auto & home insurance terms, coverages, and OPCFs — in English and Farsi.
Browse Glossary →Book a free 15-minute call. We'll figure out your situation together and point you in the right direction — no pressure, no obligation.
Book Free Call →Simple, transparent, and completely free to explore your options.
Fill out the short form on your specific funnel page. Takes 2–3 minutes. No credit check, no obligation.
We search across multiple insurers to find coverage options that fit your specific situation.
We walk you through your options on a quick call. You decide what to do — zero pressure.
If you want to move forward, we handle the paperwork. If not, no worries — we're always here.
Reach out by phone, email, or book a call online. We respond same-day on business days.
Pick a time that works for you. We'll review your situation and walk you through your options — completely free.
Book on Calendly No cost. No obligation. No pressure.PolicyRescue offers car insurance, high-risk auto insurance, gig worker and rideshare insurance, new driver insurance (G1/G2), small business insurance, and home insurance across all of Ontario. We work with multiple insurers to find coverage that standard brokers can't.
Yes. PolicyRescue is RIBO-licensed and operates under All-Risks Insurance, a licensed Ontario brokerage. We are fully regulated by the Registered Insurance Brokers of Ontario (RIBO).
No — all consultations and quotes are completely free with no obligation. You can book a 15-minute call via Calendly or call us directly at 647-657-0517. There is no pressure to purchase anything.
We serve all of Ontario — Toronto, the GTA, Ottawa, Hamilton, London, Windsor, Barrie, Kingston, and everywhere in between. Since we work by phone and email, your location within Ontario is never a barrier.
Yes. This is one of our specialties. If your policy was cancelled, you were refused by another insurer, or you have a DUI or serious conviction on your record, we can still find coverage options. Visit our High-Risk Drivers page for more information.
Ontario has the highest average car insurance premiums in Canada — roughly $2,300 per year. Getting the best auto insurance Ontario has to offer isn't about finding one company; it's about comparing multiple insurers at once, which is exactly what an independent broker does for free.
When you request a car insurance quote directly from one company, you only see their rate. PolicyRescue compares auto insurance quotes across multiple Ontario carriers simultaneously — giving you a real picture of what's available. This is particularly valuable if your situation is complicated: a recent claim, a renewal increase, a new licence, or a business vehicle.
Bundling home insurance Ontario and auto insurance with the same insurer typically saves 10–20% on both policies. As a broker with access to multiple insurers, we check bundle pricing across the market — not just within one company's product line.
There is no cost to compare car insurance Ontario through PolicyRescue. We are paid a standard brokerage commission by the insurer you choose — meaning our advice costs you nothing. You get an independent review of the market at zero expense.
The cheapest car insurance Ontario policy isn't always the right one. A broker helps you understand what you're giving up when you lower your deductible or drop coverage — and finds the best value, not just the lowest number.
PolicyRescue is a RIBO-licensed Ontario insurance broker operating under All-Risks Insurance. We specialize in insurance situations that most standard brokers either can't handle or don't want to deal with — high-risk auto insurance, unusual renewal increases, gig and rideshare driver coverage, new driver insurance, and small business policies.
Unlike a direct insurer that offers only their own products, PolicyRescue is an independent broker. That means we compare options across multiple Ontario insurance carriers to find the policy that best fits your specific situation — whether you're a clean-record driver looking for a better renewal rate or someone with a DUI who has been turned away elsewhere.
All consultations and quotes are completely free with no obligation. We work by phone and email, so we serve clients anywhere in Ontario — there are no geographic restrictions. We're a real person on the other end of the phone, not a call centre.
We provide insurance brokerage services across all of Ontario, including Toronto, Vaughan, Mississauga, Brampton, Markham, Richmond Hill, Scarborough, North York, Etobicoke, Hamilton, Burlington, Oakville, London, Ottawa, Kitchener-Waterloo, Windsor, Barrie, Kingston, Oshawa, Ajax, Pickering, Whitby, and surrounding areas throughout Ontario. Because we work by phone and email, your location within Ontario is never a barrier to getting help.